If you live in Ireland, you may receive an email offering you a refund on your electricity bill; however, the email is not genuine. Scammers are targeting current and former customers of Electric Ireland hoping they will respond to the offer of a refund. By doing so they will receive no money. They will just have their bank accounts emptied.
The Electric Ireland phishing scam is highly convincing
The Electric Ireland phishing emails appear to be genuine. They give a valid reason for clicking on the link contained in the email, and have been well written. The link directs the recipient to a phishing website that looks genuine. Even the request made on the website is perhaps not unreasonable.
In order to receive the refund, customers must enter in their banking information to allow the electricity company to make a transfer. In order to confirm their identity, current and former customers must supply proof of identity. The scammers ask for a scan of customers’ passports.
Other reports indicate that some customers have been sent links to fake websites that require them to disclose their mobile phone numbers as well as security codes and passwords.
It is unclear how the scammers have obtained the email addresses of Electric Ireland customers, as according to the utility company there has been no security breach, and the database in which customer account information is stored remains secure. However, an audit is being conducted by the company’s IT department to determine if any individual has managed to infiltrate its network or has otherwise gained access to customer data.
A spokesman for the Garda has confirmed that many Irish citizens have already fallen for the Electric Ireland phishing scam and have reported that fraudulent withdrawals have been made from their personal bank accounts.
The Electric Ireland phishing scam is one of many highly convincing campaigns to have been uncovered in recent weeks. Online criminals have become more skilled at crafting emails and setting up malicious websites, and it can be difficult to determine whether a request is genuine or fake.
The Electric Ireland phishing scam may look genuine, but legitimate companies would not send emails requesting sensitive information of that nature to be disclosed over the Internet. It should also be noted that if a company has taken excess funds from a bank account to pay a bill, the company would be able to issue a refund directly to the same bank account. They would not require those details to be provided again – nor request copies of ID, mobile phone numbers, or passwords.
If any individual who has fallen for the Electric Ireland phishing scam they should contact their bank immediately and place a block on their account. This will prevent the criminals from making any fraudulent transfers. However, it may be too late for many customers to prevent losses being suffered.
To reduce the risk of falling for phishing scams, the best defense is to block spam and scam emails from being delivered. To do this a spam filter should be used, such as that provided by SpamTitan. SpamTitan Technologies Anti-Spam solutions also include an Anti-Phishing module to ensure all users are better protected from malicious websites when surfing the Internet.
Any time an email is received that offers a refund, it is ill advisable to click on an email link. Attempts should be made to contact the company directly by calling the number listed on that company’s website. The matter should first be discussed with the company’s customer service department. Never open an email attachment contained in the email, and never divulge confidential information over the internet unless 100% sure of the genuineness of the website.